The Alchemy platform, in partnership with Visa, has launched the AgentCard service. The solution lets AI agents make online purchases on behalf of users. The integration with Visa Intelligent Commerce gives neural networks a full set of data to operate: a virtual Visa card, an email address, a phone number and a cryptocurrency wallet. Using a single API, developers can set up an agent's access to paying for goods and services in less than a minute. AI agents built on models from OpenAI or Anthropic will be able to book tickets, order products and renew subscriptions. The user does not need to take part in the checkout process. The system supports spending limits, restrictions by store category and configurable budgets. By default, payments go through Visa tokens, which makes it possible to preserve bank rewards and credit lines. If a merchant accepts digital assets, the service can use a crypto wallet. "Every shift in technology has created new economic participants. AI agents are the next stage, and they need access to the global economy," said Alchemy CEO Nikil Viswanathan. According to Visa representatives, the company's infrastructure will ensure the security and scalability of such transactions. The AgentCard protocol automatically selects the optimal payment method depending on merchant support. As a reminder, in June the MetaMask team announced a wallet for the era of autonomous artificial intelligence. Later, Coinbase introduced a service that connects an AI agent to a user's account for trading, payments and other operations within set limits.

Source: ForkLog