Stablecoin supply reached approximately $309.7 billion in July 2026, while Visa’s on-chain analytics recorded a 58% increase in adjusted transaction volume over the preceding 12 months. 

As stablecoins also process billions of dollars during weekends beyond conventional banking hours, Payment companies have started adding them to existing financial products. 

Stripe completed its acquisition of Bridge in February 2025 and later introduced stablecoin accounts across 101 countries, enabling businesses to receive fiat and crypto payments while holding dollar-denominated tokens.

XDC Tech has now integrated Bridge, giving developers on XDC Network access to fiat conversion, virtual bank accounts, and multi-currency custody. 

The partnership supports business payments and stablecoin settlement today, while XDC intends to apply the same capabilities to future transactions initiated by AI agents.

XDC Prepares for Payments Initiated by AI Agents

XDC also intends to support AI agents capable of initiating payments as part of automated commercial activity.

An agent could purchase access to data, pay for another software service, or settle a fee during an automated task. Such transactions require payment systems capable of completing transfers within the same digital session, without delays associated with traditional banking hours.

XDC presents its transaction speed and low fees as suitable for this model. The network reports finality of around two seconds, with transaction costs below one hundredth of a cent.

These characteristics become more important when software initiates frequent low-value payments. A human user may tolerate several minutes of settlement time, while an automated service may need to complete payment before continuing its task.

“Every layer of finance is being rebuilt for a world where software, not just people, initiates the payment,” said Atul Khekade, co-founder of XDC Network. “This partnership gives our ecosystem stablecoin infrastructure that already meets that bar.”

Bridge Adds Regulated Banking Access

Bridge contributes the regulated services connecting bank money with stablecoins. Its products cover fiat conversion, virtual accounts, custody, and payment access across the United States, Europe, and Latin America.

This coverage allows developers to enter supported markets through an established provider rather than seeking separate licences and banking relationships in each jurisdiction. XDC and Bridge expect the arrangement to reduce product launch periods from years to weeks in some cases.

“The networks that end up mattering most for stablecoin settlement will be the ones built for speed and finality from day one,” said Mai Leduc Blount, head of product at Bridge. “XDC’s infrastructure is exactly the kind of foundation this space needs as stablecoin volumes keep climbing.”

Bridge also connects traditional payment systems with blockchain settlement. Companies can retain access to established services such as SWIFT, SEPA, and FedNow while using stablecoins to transfer value on XDC.

Finance teams can continue receiving records associated with bank payments, while developers use blockchain settlement within the product. Compliance checks, custody controls, and transaction records become part of the payment setup from the beginning.

Current Payment Products Come Before the Agent Economy

The integration provides payment and settlement services available to developers today. XDC’s plans for a larger agent-focused product suite remain at an earlier stage.

Khekade described the Bridge partnership as one element within an upcoming initiative centred on the agentic economy, although XDC has yet to provide product details or a launch schedule.

The network reached seven years of mainnet operation in June. XDC also reported more than $1 billion in tokenized real-world assets during the same period, alongside the addition of institutional validators.

These existing activities give XDC an entry point into tokenized payments before autonomous software becomes a significant source of transaction volume. Trade finance, treasury transfers, and asset distributions already require faster settlement and access across currencies.

The Bridge partnership extends these capabilities through regulated fiat access and custody. XDC’s longer-term plans depend on growth in AI agents capable of making commercial decisions and completing payments independently.

Development of this market remains at an early stage, while the payment components required to support it are entering production. 

XDC is using its current stablecoin products to prepare for a future in which software initiates a growing share of financial activity.

Source: BeInCrypto